Why get an appraisal from Lundquist Appraisals & Real Estate Services?

To a lot of people, an appraisal just looks like one more thing on the settlement sheet for a home sale or refinance. And even though there are an increasing number of automated home valuation methods that may appear cheaper than an appraisal, most lenders still call in a local expert because the stakes are incredibly high. But is obtaining a mortgage the only basis for getting an appraisal? Are there also times when the services of a licensed, independent real estate professional could come in handy? Of course there are.


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Let Lundquist Appraisals & Real Estate Services help you dispute your tax assessment in Wabash County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Lundquist Appraisals & Real Estate Services is your best evidence. At Lundquist Appraisals & Real Estate Services, we're capable of assisting you in appealing your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, almost all lenders ask homeowners to take out an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this added payment is folded into the monthly mortgage payment and is soon forgotten. This is damaging because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Lundquist Appraisals & Real Estate Services can provide you with a statement regarding the value of your home, and the cost of the home valuation can often be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Lundquist Appraisals & Real Estate Services

A divorce is often complicated by the hard decision of who gets the property, and it can be a very heartbreaking experience for both parties. Regardless of the situation, it's prudent to get an appraisal from Lundquist Appraisals & Real Estate Services so both parties are completely aware of the true market value of their house.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Trustworthy estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Wabash County

We understand the headaches involved with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our thorough process.

Let Lundquist Appraisals & Real Estate Services help you sell your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.