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Attention homeowners in Wabash and Wabash County: Need an appraisal?
Here are the top reasons Indiana homeowners need Lundquist Appraisals & Real Estate Services:
- Find the right listing price (whether they're selling the home themselves or using an agent)
- Challenge Wabash County's assessment of your property
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Remove PMI to reduce their mortgage payment
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Reinstate their Home Equity Line of Credit (HELOC)
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Review a different appraiser's report for verification
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If property needs to be divided because of a divorce
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To determine the true market value of real estate to settle an estate
We at Lundquist Appraisals & Real Estate Services understand the particular needs of a homeowner looking for appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
The professional appraisers at Lundquist Appraisals & Real Estate Services will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers.
It's something tangible to show the buyer.
It's an independent third party's opinion of your property's value, and not just how much your house is worth.
Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that's going down.
That means you are most likely paying more taxes than you should.
The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
When contesting your property tax assessment, getting an expert appraisal from Lundquist Appraisals & Real Estate Services is your #1 weapon.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners.
Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down.
We're experts in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?
If your property is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be difficult from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out.
Lundquist Appraisals & Real Estate Services can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness?
We can go out and check the subject and comparables in question in a field review.
Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession.
Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.
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