Let Lundquist Appraisals & Real Estate Services attend to your appraisal needsEvery year, thousands of people in Indiana buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. And while there are a growing number of automated home valuation systems that may seem more economical than an appraisal, the majority of lenders still want a local expert because the stakes are very high. Is getting a mortgage the only reason to get an appraisal? Are there also instances when the services of a certified, independent real estate professional might come in handy? You bet. 
Challenge your tax assessment in Wabash CountyIf you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Lundquist Appraisals & Real Estate Services, we're capable of assisting you in disputing your tax assessment. Get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask homebuyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Very often, this extra payment is bundled into the monthly mortgage payment and is soon forgotten. This is bad because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Lundquist Appraisals & Real Estate Services can provide you with a statement regarding the value of your home. The cost of the home valuation can often be regained in just a few months because you'll no longer be paying the PMI. Order an appraisal from Lundquist Appraisals & Real Estate Services Order onlineGet a fair valuation on a home for divorce settlementsA divorce is a very traumatic event for the parties involved, and it is often even more complicated by the strenuous decision of who gets the property. Regardless of the situation, it's a good idea to order an appraisal from Lundquist Appraisals & Real Estate Services so both parties are fully aware of the true market value of their house. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Wabash County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide input on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered. Sell your home quickly — at the right priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to finish the appraisal report. We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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