Appraisal services for Wabash and Wabash County homeowners
See the top seven reasons why IN homeowners use Lundquist Appraisals & Real Estate Services:
Do you own a house in or near Wabash? Do you need help deciding the price of your real estate?
At Lundquist Appraisals & Real Estate Services, we understand the unique needs of a homeowner in need of appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a regular consumer that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Lundquist Appraisals & Real Estate Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you abolish unneeded PMI insurance.
Challenge a property tax assessment
If you live in a region that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Lundquist Appraisals & Real Estate Services is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. A professional appraisal from Lundquist Appraisals & Real Estate Services can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Lundquist Appraisals & Real Estate Services can We can assist you. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.