Appraisal services for Wabash and Wabash County homeowners
The top reasons IN homeowners hire Lundquist Appraisals & Real Estate Services:
Need help determining the price of your home in or near Wabash, IN?
We at Lundquist Appraisals & Real Estate Services understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lundquist Appraisals & Real Estate Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Lundquist Appraisals & Real Estate Services is seasoned in helping folks just like you abolish unwanted PMI insurance.
Challenging Wabash county's assessment of your property
Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Lundquist Appraisals & Real Estate Services is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Lundquist Appraisals & Real Estate Services can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Lundquist Appraisals & Real Estate Services can help you with that. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.