Attention homeowners: Real estate appraisal services for in Wabash and Wabash County
See the top reasons IN homeowners need Lundquist Appraisals & Real Estate Services:
Do you own a house in or near Wabash? Do you need help deciding the price of your real estate?
At Lundquist Appraisals & Real Estate Services, we understand the special needs of a customer looking for appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that most likely doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Lundquist Appraisals & Real Estate Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to cancel PMI
A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping clients just like you abolish unwanted PMI insurance.
Challenge property tax assessments
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Lundquist Appraisals & Real Estate Services is your chief weapon.
Was your HELOC recently frozen?
If your home is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Lundquist Appraisals & Real Estate Services can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Lundquist Appraisals & Real Estate Services offers field reviews where we go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.