Attention homeowners in Wabash and Wabash County: Need an appraisal?
Here are the top seven reasons IN homeowners need Lundquist Appraisals & Real Estate Services:
Own a house in or near Wabash, IN and need help deciding the value of it?
At Lundquist Appraisals & Real Estate Services, we understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Lundquist Appraisals & Real Estate Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Lundquist Appraisals & Real Estate Services is veterans in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses close by. This only means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Lundquist Appraisals & Real Estate Services is your best weapon.
Was your HELOC recently frozen?
If your house is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Lundquist Appraisals & Real Estate Services can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Lundquist Appraisals & Real Estate Services offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.